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Cost of Living Help

Help and support with the rising cost of living

We understand residents may be concerned about the rising cost of living.

This webpage has been put together to provide information and useful links to a range of different agencies which may be able to help those needing further support.

Whether you’re worried about loan repayments and want to know where to get financial support or legal advice, want to know more about the support available for food provision or need information about housing, we hope the below information is helpful.

The UK Government has launched Help for Households to provide a range of additional support.

Warwickshire County Council has a webpage that features support for Warwickshire residents including funds, programmes, and services to help you and your family get through this difficult time.

It is also worth checking what support you may be eligible for if you or someone you care for has a disability. More information about disability benefits can be found on the Government website.

Budget and debt advice

  • Benefits calculator– use the independent benefits calculator to find out what benefits you may be eligible for and how to claim.
  • Community Money Advice - a national charity with local centres committed to supporting people overcome their money problems.
  • Money Navigator Tool - Whether your income is down and you’re worried about your future finances, you’ve lost your job or are facing redundancy, or are self-employed and can’t do your job, Money Navigator can help.

Financial support

  • Council tax energy rebate – from April 1, most households in council tax bands A to D qualified for a payment (rebate) of £150.
  • Council tax discounts and exemptions – find out if you are eligible for council tax discounts or exemptions.
  • Household Support Fund – the Household Support Fund has been provided by the Government to local authorities to support families with children and individuals most in need. The fund runs until September 30 2022. 
  • Energy Bills Support Scheme - households in England will receive a £400 discount to help with the cost of their energy bill from October onwards.
  • Cost of Living Payment - you may be able to get a payment to help with the cost of living if you’re getting certain benefits or tax credits.
  • Pensioner Cost of Living Payment - a £300 payment that will be paid with Winter Fuel Payments to all pensioner households across the UK.
  • Disability Cost of Living Payment - a £150 payment for those on an eligible UK disability benefit, in September.
  • Universal Credit - Universal Credit is a new benefit for working age people who are on a low income or out of work.
  • Personal Independence Payment - help with extra living costs if you have a long-term physical or mental health condition or disability and find it difficult doing certain everyday tasks or getting around because of your condition.
  • Carers Allowance -  financial support for those who care for someone at least 35 hours a week and they get certain benefits.
  • Stop Loan Sharks - investigates and prosecutes illegal money lenders and provides support for borrowers in the UK.


Food provision

  • Edible Links - strives to help any individual or and family, living in North Warwickshire and surronding areas who needs access to food provision.


  • Help paying your water bill - many water companies run hardship schemes or fund independent charitable trusts which can help you pay your bills.

Discounts and offers

Find out what offers are available from businesses to help with the cost of living. There's a range of different businesses to help with groceries, retail, entertainment and utilities on the Help for Households website.

Energy Advice

  • Energy advice - With the increasing energy prices and the effect on the cost of living, The Northern Warwickshire Financial Inclusion Partnership (NW FIP) are working together to provide information and advice and details of services that are available to help and support local residents.

Legal support

  • North Warwickshire's Citizens Advice Bureau - offers free, confidential, impartial, and independent help and advice on a wide range of subjects including debt, benefits, housing, legal, discrimination, employment, immigration, consumer and other problems.
  • Legal Aid - if you are on low-income Legal Aid may pay for your solicitor.

Welfare and mental health support

  • Age UK Coventry and Warwickshire - Age UK Coventry and Warwickshire is an independent local charity working in the local community to help older people live happier, active, fulfilled and socially-engaged lives in communities.
  • Mind – mental health charity which provides advice and support to empower anyone experiencing a mental health problem.
  • Every Mind Matters – practical tips and advice from the NHS on how to look after your mental health and support others.

Last updated Tuesday, 27th September 2022

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